A lot of people cringe when they think of clipping coupons to try to save a few pennies or waiting for a sale on their favourite items. The truth of the matter is that trying to save and cut your expenses is worth more to you than you think.
When we earn our money a lot of it gets eaten up in taxes. In actuality the first person to be paid is usually Stephen Harper. These expenses come right off our pay cheques such as: Canada Pension Plan (CPP), Employment Insurance (EI), and Income Tax. In addition are employee benefits (if you have any). Usually these expenses take away about 30% of our income. There is also the expense of getting to work, child care and lunch. So when it's all said and done we're not taking home as much as we really think.
So really when we save a dollar on our shopping it's really worth 2 dollars that we'd earn in the working world. Incredible! Now you'll be clipping coupons and waiting for that sale rather then just opening up your wallets to vendors and saying "take what you want."
When we earn our money a lot of it gets eaten up in taxes. In actuality the first person to be paid is usually Stephen Harper. These expenses come right off our pay cheques such as: Canada Pension Plan (CPP), Employment Insurance (EI), and Income Tax. In addition are employee benefits (if you have any). Usually these expenses take away about 30% of our income. There is also the expense of getting to work, child care and lunch. So when it's all said and done we're not taking home as much as we really think.
So really when we save a dollar on our shopping it's really worth 2 dollars that we'd earn in the working world. Incredible! Now you'll be clipping coupons and waiting for that sale rather then just opening up your wallets to vendors and saying "take what you want."
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